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In the world of finance, the word “risk” is inseparable from the concept of investment. It is generally thought that leaving money in the bank is a safer alternative, whereas investing entails venturing into uncertain territory. However, this perception is misleading: inflation reduces the value of money that is just deposited, making it one of the riskiest long-term decisions. In investments, risk is the probability that the results are negative from what is expected result

Although we hear more and more about investing and personal finance, many people have not developed the habit of investing. Many people live under the impression that saving is enough, without considering that due to inflation money loses value over time. Investing is not a luxury, nor something exclusive to experts; it is an indispensable tool to protect and grow personal wealth. Then, why do so many people not invest? And why is it essential to do so in a strategically di